Our Features
How InitialCredit works?
InitialCredit is more unique than 95 percent of all credit repair companies out there mainly because they do not follow a simple dispute letter process. (This is something the consumers can do on their own by visiting the credit bureaus’ websites directly for free.) InitialCredit follows the same pre-litigation process Consumer Credit Law attorneys follow for a fraction of the costs involved. The main difference between a dispute letter process and a pre-litigation process is the steps involved and the success rate achieved.
About Us
InitialCredit
In business since 2003, we are a well-established financial services firm specializing in credit restoration and consultation services. Over the past two decades, we have built a reputation for excellence and reliability, helping countless clients improve their credit scores and achieve their financial goals.
InitialCredit is more unique than 95 percent of all credit repair companies out there mainly because they do not follow a simple dispute letter process. (This is something the consumers can do on their own by visiting the credit bureaus’ websites directly for free.) InitialCredit follows the same pre-litigation process Consumer Credit Law attorneys follow for a fraction of the costs involved.
Our Services
Bringing Banking to Everyone
I Cannot Qualify for a Home Loan
Good credit scores are important in getting a home loan approved and a good rate on your home. InitialCredit helps home buyers understand how lenders look at their financial records and credit.
I Have No Credit And Need A Car
You are planning to get a car but have no real credit history. We can work with you to determine the key factors to your car loan approval and develop a strategy that works.
I Need Credit For My Business
It’s important to know how business credit impacts the smooth running of your business. A high business credit score implies a lower risk. Like a consumer, a business has a credit history based on regular reporting by creditors.
I Need Credit For New Employment
Bad credit can hinder individuals from getting jobs. A good credit rating is used as a valuable measure of your financial trustworthiness. Since many jobs require background checks, it’s important to know what’s on your credit reports.
Get Approved For Credit Cards
If your credit card application has been turned down before, do not despair. Creditors provide some information as to why the credit application was declined. They can also provide details to the application if they need more information.
I Need To Qualify For A Lease To Rent
Do you qualify to lease a home or rent an apartment? If you are preparing to lease a home and are not sure what to expect due to no credit or negative credit reporting, InitialCredit can address you questions or concerns.
Why Choose Us
Improve your credit score
Raise Your Credit Score
as much as 100 points or more!
Pre-Litigation Process
Why our Pre-Litigation Approach is better
Flexibility
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Services
Credit Repair